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For both PSP V5 & V6
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Text with Split Colors
Created by: Kawliga

Open a new image, 400x400, background transparent, 16 million colours.
Set your foreground colour to black (Red/Green/Blue = 0) and your background colour to white (Red/Green/Blue = 255).
Click on your Selection Tool:
Selection type = Ellipse
Feather = 0
Antialias = checked
Start at the coordinates (200,200) and draw an ellipse of 300x150 (watch the third brackets in your status bar for the width and height of your ellipse).
Click on your Flood Fill tool:

PSP 5:
Fill Style = Solid Color
Match Mode = None
Tolerance = 0
Opacity = 100
Sample merged = unchecked

PSP 6:
Fill style = Solid Color
Blend mode = Normal
Paper texture = None
Match mode = None
Tolerance = n/a
Opacity = 100
Sample merged = unchecked

Click into your selection to fill it with black.

Deselect (Selections || Select None).

Make a new layer, call it "White text".
Switch foreground and background colour.
Click on the Text tool and then into your image:

PSP 5:
Name = Impact
Style = Bold
Size = 36
Antialias = checked
Centered = checked
Floating = checked

PSP 6:
Name = Impact
Size = 36
Text effects = Bold & Centered
Color = foreground color
Create as = Floating checked
Antialias = checked

Type in "CREATING [Return] SPLIT [Return] COLOUR TEXT" and click on OK.

Do not deselect.

Click on your Magic Wand tool:
Match Mode = RGB Value
Tolerance = 0
Feather = 0
Activate the black-ellipse layer in your layer palette. Now hold down the Ctrl key and click on the ellipse.

This should have the text selected minus the ellipse i.e. everything outside of the ellipse.

Make a new layer, name it "spillover".
Switch background and foreground colours.
Click on your Flood Fill tool and then into the selection to fill it with black.
Now deselect (Selections || Select None), crop it down to size

and you're done!